End-to-end corporate risk programmes for SMEs, contractors, builders, factories, schools and corporates. We audit your current cover, identify gaps, and build a robust insurance programme for your business.
We work with businesses across sectors — large and small — wherever there's a risk that needs managing professionally.
Group health, personal accident, and workmen's compensation — protecting your people and your compliance.
Protect your physical assets — plant, machinery, stock, buildings and electronic equipment — against fire, flood and breakdown.
Keyman insurance to protect the business from losing a key person. Professional indemnity, public liability and directors & officers cover.
Tick off the protections your business currently has. We'll show you the estimated gap level instantly.
Workmen's Compensation insurance is mandatory for businesses with employees under the Employees' Compensation Act. Group health insurance above certain headcount thresholds may also be mandated. Fire insurance may be required by lenders or landlords. Beyond legal requirements, robust cover protects your business continuity.
At least annually. Businesses grow — headcount, asset values, stock levels, and project scopes change every year. An outdated sum insured creates underinsurance risk, which can result in proportional claim settlements.
A CAR policy covers civil and construction projects against damage to the contract works, plant and machinery, third-party liability, and contractor's equipment. It is typically required on large project sites and by project clients.
We offer a structured corporate risk review — covering employee cover, asset protection, liability, and compliance. No obligation.